Tag: FCRA
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There are four Federal laws have been established to protect consumers’ credit reports. The following is an overview of the most common laws pertaining to consumer rights protection. These are the basics of what the average consumer should know. This is not an official legal interpretation of these laws, but instead a set of basic…
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The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a…
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Statute of Limitations By State Each State has a time limit associated with each type of debt. In other words a collector can only legally go after an alleged debt for a specified amount of time. Many third party debt collectors will try to collect on old outdated or time barred debt. The chart below…