Category: Credit Repair
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Yes! You can win without a risky trial. Lawyers drag out cases so they can bill more time. You don’t have to wait for trial to win! You aren’t billing for your time! JurisDictionary® shows how to win before trial. There is no evidence you cannot get before trial. There are no witnesses you cannot question under…
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Student loan laws changed on July 1st, 2026, for millions of borrowers. You need to do something very important before September 30th to minimize the negative impact. Timing matters. “Save” is gone; you have 90 days to choose another repayment plan. New plans were introduced. Some existing plans were eliminated and collections restarted. For you…
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If you’ve been thinking that you need to start building credit and would like to know where to start. There are three credit card accounts that we recommend that can help you get started. They report to all three CRAs. These cards don’t have the good perks, but they will help you get there. The…
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For those who are looking for assistance with their credit reports and scores, the credit repair industry is certainly an option to consider. However, before working with just any company that promises to help improve credit scores and dispute discrepancies on your reports, it is important to determine whether or not that company is operating…
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There are four Federal laws have been established to protect consumers’ credit reports. The following is an overview of the most common laws pertaining to consumer rights protection. These are the basics of what the average consumer should know. This is not an official legal interpretation of these laws, but instead a set of basic…
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The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a…
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Statute of Limitations By State Each State has a time limit associated with each type of debt. In other words a collector can only legally go after an alleged debt for a specified amount of time. Many third party debt collectors will try to collect on old outdated or time barred debt. The chart below…
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State and Federal Statutes This page offers detailed legal codes and statutes for Colorado, New Mexico, Wyoming, and applicable Federal laws, focusing on financial and credit regulations. Colorado Statutes Review Colorado’s legal framework governing financial and credit matters. New Mexico Statutes New Mexico does not currently have specific laws regulating credit service organizations. However, federal…
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Learn 5 simple, proven strategies to boost your credit score, lower your balances, and fix errors. Take control of your financial future today! Your credit score is essentially your financial report card. Whether you are planning to buy a home, finance a vehicle, or simply want access to the best interest rates, a higher credit…